Shelley is a licensed mortgage consultant in BC working for you to achieve your real estate goals. Her combined real estate experience will ensure your success!
What to Expect
Shelley will guide you through the process of obtaining or modifying your financing needs to offer you the very best solution.
Why work with a mortgage broker?
The mortgage broker works for you and has access to more products. In many situations, interest rate is only one major consideration in financing real estate.
Can I get a mortgage if I am self-employed?
Yes you can. Self-employed and business owners are very different applicants as compared with salaried or employee applicants. Reach out to inquire how I can help.
Do I need an appraisal?
Many lenders require an appraisal with respect to purchasing real estate and or refinancing real estate. However, it depends on the details of the property type, lender, and applicant.
Do I need to have a credit check?
Generally, yes, lenders require credit inquiries with financing applications.
Why are all lenders so different?
Some lenders are the large banks in Canada, some are credit unions, while others are alternate lenders or private lenders.
How can I prepare to qualify for a mortgage?
Options include improving credit score, not taking on more debt, increasing income sources.
Get In Touch
Contact Shelley today for your financing needs.
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